Policyholder Information

Company Overview

Kentucky Central Life Insurance Company (KCL), was domiciled in Kentucky and licensed in 48 states and the District of Columbia. The company had a portfolio consisting of participating and non-participating whole life policies, including universal life and a graded premium whole life product; endowment and term insurance; and accident and health coverages. The company also offered individual and group annuities, as well as credit accident and health insurance coverages. Most of KCL’s industrial life policies were transferred to Liberty Life Insurance Company in July of 1991, along with some additional small blocks of business. KCL was placed in rehabilitation in February 1993, and was subsequently placed in liquidation in August 1994. Jefferson-Pilot Life Insurance Company assumed KCL's remaining in-force business in May 1995 (see below).

Policy & Claims Administration

Policies of an insolvent company are often transferred to a financially sound insurance company. If policies are not transferred to another company, the policies are continued and claims administered by either the guaranty associations or a third-party administrator (TPA) working on behalf of the associations. Please contact the company/TPA listed below or the guaranty association in your state of residence for more information about your policy. Additional contact information is included to assist insureds whose policies may have been transferred to Liberty Life before KCL was put into liquidation.

Type of Policy Company Effective Date
Life Liberty Life Insurance Company
(now Athene Annuity & Life Assurance Company)
400 Brookfield Parkway
Greenville, SC. 29604
Jul 01, 1991
All Known Jefferson-Pilot Life Insurance Company
(now Lincoln Financial Group)
P.O. Box 21008
Greensboro, NC. 27420
May 31, 1995

Contact Information

Guaranty association coverage is coordinated on a state-by-state basis, with coverage usually being provided by the association in your state of residence, regardless of where you purchased your policy. Policyholders should contact their state guaranty association with any questions they have about their policies. The drop-down menu below will take you to your state association's Web site, which provides answers to frequently asked questions and contact information.

If you are unsure whom to contact with your questions, please e-mail us here, and we will forward your message to the appropriate party.

Company Details

NAIC Number: 65188

An NAIC number is a five-digit number assigned to every insurance company by the NAIC (National Association of Insurance Commissioners). Because each company has its own unique number, the NAIC number can be used to identify a particular company.

Domiciliary State: Kentucky

The domiciliary state is the state in which an insurance company is incorporated or organized.

Rehabilitation Date: February 12, 1993

Liquidation Date: August 18, 1994

Estate Closed: December 10, 2007

Frequently Asked Questions

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